24x7 Access To
Your Loan Account
Maximum Value
For Your Gold
Free Insurance
Of Your Gold
30 Minutes
Doorstep Service
Zero Extra
Charges
24x7 Access To
Your Loan Account
Maximum Value
For Your Gold
Free Insurance
Of Your Gold
30 Minutes
Doorstep Service
Zero Extra
Charges
Gold loans are a quick and reliable option when you need cash urgently. And with Muthoot Finance’s Gold Loan at Home service, accessing cash is even more convenient and stress-free.
As one of India’s largest gold loan companies, Muthoot Finance Gold Loan offers a unique service- Muthoot Finance Gold Loan@Home that enables customers to access an instant gold loan without ever having to leave their homes. Let us delve into the features, benefits, and eligibility criteria of this service.
Calculate your eligibility for a gold loan by Muthoot Finance.
Experience the ease of obtaining a loan with Muthoot Finance's gold loan at home service. This doorstep loan facility provides you with the convenience of securing a loan against your gold without the need to visit a branch. Our representatives will visit your home, assess the value of your gold, and disburse the loan amount immediately.
The gold loan at home service caters to individuals who require instant funds for various purposes, including business needs, home renovation, education, travel, or medical emergencies. Depending on the value of your gold, the loan amount can range from a few thousand rupees to several lakhs.
If you're in need of a quick and hassle-free source of funds, Muthoot Finance gold loan at home service is an excellent option. You can apply for the gold loan online by downloading the Muthoot Finance Gold Loan at Home app or simply call us at 1800 202 1212.
Muthoot Finance's Gold Loan at Home Service provides quick and easy access to cash for all of your financial needs.
Here are some of the features and benefits of our service:
If you're seeking a quick and convenient source of funds, Muthoot Finance's gold loan at home service is an excellent option for you. To apply for a gold loan online, download the Muthoot Finance Gold Loan at Home app or call us at 1800 202 1212.
Muthoot Finance gold loan at home service is a convenient and hassle-free way to get a loan against your gold without having to leave your home. To be eligible for this service, you must meet the following criteria:
You must be an Indian citizen or resident.
You must be 21 years of age or older.
You must own gold jewellery that can be pledged as collateral.
The value of the gold must meet the company's minimum threshold value.
You must provide valid identification and address proof.
If you meet these eligibility criteria, you can easily apply for the best gold loan from the comfort of your home through the Muthoot Finance Gold Loan at Home app or by calling their toll-free number. The loan amount you are eligible for will be determined based on the value of your gold, and you can use it for a variety of purposes such as medical emergencies, business needs, home renovation, education, or debt consolidation.
If you're in need of quick cash and have gold lying idle, Muthoot Finance's gold loan service might just be the solution you need. As one of the leading gold loan service providers in India, Muthoot Finance has earned the trust of millions by providing exceptional services to its customers. Here are some reasons why you should consider availing of a Muthoot gold loan.
Upper Layer NBFC: Muthoot Finance is an upper-layer NBFC as categorized by the Reserve Bank of India (RBI), indicating that it has an asset size of Rs500 crores or more and is systematically important in the financial system.
Safe and Secure: Muthoot Finance assures the safety and security of your precious assets by storing your gold in a state-of-the-art vault with the latest technology, featuring 7 layers of security systems.
Established brand: With a history of over 137+ years, Muthoot Finance is a well-established and trusted brand in India. As part of the Muthoot Group, one of the largest financial groups in India, the company has served more than 70 crores+ of satisfied customers, including repeat customers.
Strong financials: Muthoot Finance has a robust credit rating and a strong financial position, making it a reliable and trustworthy lender. As part of the company's digital initiatives, it has so far clocked over 95 lakh digital transactions valued at ₹8,000 crores.
Wide network of branches: Muthoot Finance has a wide network of branches across India, with over 5800+ branches in 29 states and 7 union territories. Serving more than 2 lakh customers daily, this makes it easy for customers to avail of a gold loan from any location.
A gold loan is a secured loan where the borrower provides gold items as collateral to the lender. It is a simple and convenient way to meet your financial requirements and serves as an alternative to obtaining loans through traditional banking channels. When you take a gold loan from Muthoot Finance, you are guaranteed complete customer satisfaction and security. After you repay the loan amount with interest, the lender returns your gold jewelry.
To apply for a gold loan from Muthoot Finance, you can visit our website or download the Gold Loan at home app on your mobile phone. You can use the gold loan calculator to determine the loan amount against the weight of your gold article in grams, and then use the Monthly Interest Payment calculator to determine the Monthly Interest Payment for your gold loan. Once you submit the application form and the loan amount and Monthly Interest Payment meet your requirements, one of our expert executives will contact you to discuss the details of the gold loan. You also have the simplest option to just call 18002021212, and our executive will visit your home at your convenience time.
No, it is not complicated. You can avail a gold loan effortlessly from the comfort of your home with Muthoot Finance. Simply apply online on our website, or call us and one of our experts will contact you to arrange for a gold loan at your doorstep.
Muthoot Finance only requires basic Know Your Customer (KYC) documentation, such as identification and address proof, to apply for a gold loan. Income proof or CIBIL score reports are not mandatory. Along with the documents, you will also need to submit the Loan Application, providing details of the reason and need for the loan. Ensure that all the details are accurately mentioned as per the requirement.
The minimum tenure for a gold loan from Muthoot Finance is 7 days, while the maximum tenure for normal schemes is 12 months, and for Monthly Interest Payment-based schemes, it is 36 months, depending on the customer's eligibility and requirements. Muthoot Finance offers its customers maximum and minimum gold loan amounts, with the minimum amount being Rs 1500, depending on the customer's gold loan eligibility. For more information, visit your nearest Muthoot Finance branch or avail of our gold Loan at Home service by calling 1800 202 1212.
A gold loan is a secured loan where the borrower provides gold items as collateral to the lender. It is a simple and convenient way to meet your financial requirements and serves as an alternative to obtaining loans through traditional banking channels. When you take a gold loan from Muthoot Finance, you are guaranteed complete customer satisfaction and security. After you repay the loan amount with interest, the lender returns your gold jewelry.
To apply for a gold loan from Muthoot Finance, you can visit our website or download the Gold Loan at home app on your mobile phone. You can use the gold loan calculator to determine the loan amount against the weight of your gold article in grams, and then use the Monthly Interest Payment calculator to determine the Monthly Interest Payment for your gold loan. Once you submit the application form and the loan amount and Monthly Interest Payment meet your requirements, one of our expert executives will contact you to discuss the details of the gold loan. You also have the simplest option to just call 18002021212, and our executive will visit your home at your convenience time.
No, it is not complicated. You can avail a gold loan effortlessly from the comfort of your home with Muthoot Finance. Simply apply online on our website, or call us and one of our experts will contact you to arrange for a gold loan at your doorstep.
Muthoot Finance only requires basic Know Your Customer (KYC) documentation, such as identification and address proof, to apply for a gold loan. Income proof or CIBIL score reports are not mandatory. Along with the documents, you will also need to submit the Loan Application, providing details of the reason and need for the loan. Ensure that all the details are accurately mentioned as per the requirement.
The minimum tenure for a gold loan from Muthoot Finance is 7 days, while the maximum tenure for normal schemes is 12 months, and for Monthly Interest Payment-based schemes, it is 36 months, depending on the customer's eligibility and requirements. Muthoot Finance offers its customers maximum and minimum gold loan amounts, with the minimum amount being Rs 1500, depending on the customer's gold loan eligibility. For more information, visit your nearest Muthoot Finance branch or avail of our gold Loan at Home service by calling 1800 202 1212.
You must be an Indian citizen or resident and you should be 21 years of age or above. The value of the gold should be 22 karats. And the customer should submit local address proof and a valid ID proof.
The minimum tenure of a gold loan is 7-15 days and maximum tenure of the gold loan is 12 months. After 12 months, you can renew your existing gold loan.
With Muthoot Finance’s doorstep loan facility, we focus on the quick processing of gold loans – once our representative who visits your home confirms that your documents meet the company’s SOPs, the value of your gold is assessed and the loan amount is disbursed in 30 mins.
Yes, your pledged gold ornaments are safe and secure as Muthoot Finance assures the safety and security of your gold by storing it in a state-of-the-art vault with the latest technology that features 7 layers of security systems. Additionally, once your gold is pledged with us, we provide free insurance until the gold is released.
Muthoot Finance’s minimum limit for a gold loan is Rs. 1500, and there is no maximum limit. Muthoot Finance provides gold loans based on the value of the gold you pledge.
For Gold loan at home service, People visiting your Home will be Muthoot Finance’s specially trained employees where as other brands send aggregators or 3rd party employees for gold valuation. Being India’s No. 1 most trusted financial services brand, we have an unparalleled legacy in the gold loans segment. We have the best gold loan schemes on offer at competitive interest rates, flexible repayment options, minimal documentation and much more to meet our customers’ financial needs, all from the comfort of your home.
Below are the top benefits of availing a gold loan from Gold Loan@Home:-
a. Convenience
b. Quick approval
c. Competitive interest rates
d. Easy eligibility criteria
e. Flexible repayment options
You can only pledge 22 Karat gold bought from a jeweller, for Gold loan. Gold coins and gold bars are not accepted.
Once you have repaid your loan amount along with the interest, the company will return your gold ornaments.
The Loan-to-Value ratio of Muthoot Finance Gold loan is 75%. So you can avail 75% of the pledged gold value as loan amount.
No, you cannot get a gold loan against gold coins or gold bars.
