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gold-loan-calculator

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Select the type of calculator and know how much money you can get over your ornaments.

This option of the Gold Loan Calculator helps you in finding out how much gold/jewellery you will require for the loan. All you need to do is enter the required loan amount. The necessary information regarding the quantity of gold and its purity will be given.

For e.g. if you require a loan of ₹15,00,000, then the Gold Loan Calculator will evaluate the required gold weight in grams along with its purity in carat.

This option of the Gold Loan Calculator helps you in finding out how much gold/jewellery you will require for the loan. All you need to do is enter the required loan amount. The necessary information regarding the quantity of gold and its purity will be given.

For e.g. if you require a loan of ₹15,00,000, then the Gold Loan Calculator will evaluate the required gold weight in grams along with its purity in carat.

Today's per Gram Gold Rate

4,718.00

Required Loan Amount

Gold purity

Bangles

Gold purity

*Please note that as per the RBI guidelines, the net weight is calculated by deducting the weight of all the stones and other non-gold fixtures on the ornaments.

Required Gold in Grams

Net weight*
Total Loan Amount

Amount

What is a Gold Loan Calculator?

The Gold Loan@Home loan calculator lets you calculate the loan amount you can borrow against your gold. The calculator also has an option of calculating the amount of gold that you would need to get the loan amount you require. Easy to use, the Gold Loan Calculator is a hassle-free and convenient way of calculating loan eligibility.

muthoot finance gold loan calculator

how it works?

Working of the Gold Loan Calculator

The working of this loan calculator is quite simple. You can calculate your loan eligibility in two ways:

1.When the Required Loan Amount is known
gold loan monthly interest payment calculator
  • Step 1
    Select the ‘Required Loan Amount’ option.
  • Step 2
    Enter the loan amount. Using the gold purity slider, set the purity of your gold (for eg. 18 KT). The net weight of the required gold will be shown in grams.
  • Step 3
    Click on the ‘Apply for Loan’ button
  • Step 4
    Fill the details in the form. Make sure to fill in the ones marked (*) accurately.
  • Step 5
    Wait for our callback to register for the home visit.
2.To check for loan amount through ornament details
muthoot gold loan interest rate calculator
  • Step 1
    Select the ‘Loan Through Ornament Details’ option.
  • Step 2
    Enter the details of your gold such as the type of ornament.
  • Step 3
    Using the gold purity slider, enter the purity of your gold (for example 18 KT)
  • Step 4
    Once you enter the net weight, the loan amount that you can avail against your gold will be shown. The net weight of the gold ornaments is required in grams.
  • Step 5
    Click on the 'Apply' button, fill in the details in the form, and submit. We will call you at the earliest

Benefits of Gold Loan At home

  • gold loan@home  mobile app
    Gold Loan@Home
    Mobile App
  • aadhaar card  enabled e-kyc
    Aadhaar Card
    Enabled E-KYC
  • webpay facility
    WebPay Facility
  • muthoot digital
    Muthoot Digital
  • doorstep gold  loan service
    Doorstep gold
    loan service
  • instant money  transfer
    Instant money
    transfer
  • at-home gold jewellery evaluation
    At-home gold jewellery evaluation
  • lowest interest  rate
    Lowest interest
    rate
  • a comprehensive  range of schemes
    A comprehensive
    range of schemes
  • 100% safety  assured
    100% safety
    assured
India's No1 most trusted finacial service brand

Gold Loan at Home Gold Loan Valuation

Using the gold loan calculator by Muthoot Finance can help you gain more information about the gold loan amount you are eligible to apply for or the amount of gold you must pledge to avail a certain amount of money under a gold loan. This helps equip you to make an informed decision and helps ensure you are not unaware when the application is already underway.

Benefits of Using the Gold Loan Calculator

The gold loan scheme that you are choosing, the tenure you plan to opt for, and the applicable interest rate, using a gold loan calculator by Muthoot Finance, providing you with a clear idea of the amount you are eligible for, you can plan your finances in a much better way. Some of the benefits of using the Muthoot Finance gold loan calculator include:

Using the Gold Loan Calculator and Interest Rate to Choose a Gold Loan Scheme

There are numerous schemes and offers offered by gold loan companies, and choosing the one that would suit not only your requirements but also your repayment capability the best is something that requires due thought, and a gold loan calculator. The interest rate offered under various schemes may vary slightly but will mostly remain similar for different applicants, seeing that the loan is based on the value of the asset pledged as security. If you plan to pledge a jewel, the gold loan calculator will help you get an estimate of the amount of money you can avail against the same, calculated using the purity and weight and the current rate of gold per gram. You can check today’s gold rate per gram at Muthoot Loan at Home. Current gold prices depend on market fluctuations, whether it is 1-gram, 22-carat, or 24-carat gold. On the other hand, if you have an amount in mind, you can use the calculator to find out the amount of gold against which the loan amount can be availed. Being equipped with this knowledge will make it easier for you to choose the right gold loan scheme.

Using the Gold Loan Calculator for Monthly Interest Payment Calculation

Calculate the monthly interest rate applicable; using the gold loan calculator, you will get an idea of the Monthly Interest Payment you will have to pay based on different tenures or repayment options. This makes it easier to understand how much you can afford as a Monthly Interest Payment without it becoming a major burden on your pocket in the long run.

Easy to Use

The gold loan calculator by Muthoot Gold loan at Home goes a long way in helping you plan your finances and is also extremely easy to use. If you are calculating the amount of money you can get for a particular amount of gold, you only need to enter the weight and purity of gold, and if you are calculating the amount of gold you need to pledge, you will be required to enter the amount of money you need and the purity of the gold.

The calculations will be done automatically, factoring in the today’s gold rate. Muthoot Gold loan calculator will not only easily provide you with the information you are seeking, but it will also allow you to start your application process for a gold loan with complete ease. You can simply click “Apply for a Loan”, fill in your details, and a representative from Muthoot Finance will get in touch with you.

Begin your gold loan journey where according to the current gold rates, the value of your gold can be calculated per gram today. Muthoot's Gold Loan Calculator determines your loan eligibility based on your gold's weight, type, and the amount you need.

Any questions

we are here to help.

Additional Faqs
Frequently Asked Questions

If you get stuck somewhere

How do I know if my loan request has been approved?

Once you check for your loan eligibility using the gold loan calculator, you will get an option to apply for the loan. Fill in the details and submit the form. One of our experts will get in touch with you to discuss everything about your loan request. Feel free to connect with us in case of any queries.

How is the ‘loan through ornament details’ different from the ‘required loan amount’ option?

Here, the loan calculator allows you to find out the loan amount you will be getting against your gold. You have to enter the details asked regarding the ornaments (type, purity, etc.) and the loan amount that will be sanctioned based on the jewellery will be calculated.

For example, if you have 200 grams of gold, based on the gold purity, the loan calculator will evaluate the net weight of the gold in grams, and the loan amount that you can avail will be shown.

What is the ‘required loan amount’ option?

This option of the gold loan calculator helps you in finding out how much gold/jewellery you will require for the loan. All you need to do is enter the required loan amount and gold purity, and the necessary information regarding the net weight of the gold will be shown to you.

For example, if you require a loan of ₹ 15 lacs, the gold loan calculator will evaluate the net weight of your gold (in grams) which is required to avail the required loan amount.

Is the loan calculator available in the ‘Gold Loan@Home’ mobile app?

Yes, the ‘Gold Loan@Home’ mobile app has the Loan Calculator feature to help you calculate your loan eligibility from anywhere. The working of the calculator remains the same*. All you have to do is download the app from the Play Store (Android) or App Store (iOS) and use it at your convenience.

*Please refer to the ‘working of the loan calculator’ section to see the steps to be followed.

What is a gold loan calculator?

A gold loan calculator is a digital tool that helps you calculate the amount you are eligible for while applying for a gold loan. Here, you can enter information such as the weight of the gold ornaments, purity of the gold, loan amount etc.

How does the Gold Loan@home Calculator work?

Our Gold Loan@Home calculator takes several factors into consideration to calculate the approximate loan amount. It performs this calculation on the basis of information provided by you, such as weight, purity, and the type of ornaments you are going to pledge. Other than this, it also considers factors like the current market rate of gold. And this works vice versa also, if you input the amount you need as loan, the calculator will show you how much gold you need to pledge to avail that amount.

What are the benefits of a Gold Loan@home Calculator?

The Gold Loan@home calculator helps you calculate the loan amount you can avail based on the quantity of the gold you are pledging. Moreover, if you enter the specific amount you need to avail as a loan, the calculator will show how much gold you need to pledge to avail that particular amount as loan. Once you enter all the required information, the results will be displayed in no time. When you have a clear idea of these things, you can easily plan your finances.

How is my gold valued?

When you apply for a gold loan, the valuation of your gold ornaments is done by taking several factors into consideration. Some of these factors include the total weight of the ornaments, their purity, and the current market rate for that gold purity. Usually, you can borrow 75% of the total worth of your gold assets, also known as the Loan-to-Value ratio.

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