General Questions

What is Gold Loan@Home?

Introduced by Muthoot Finance, Gold Loan@Home is an instant or doorstep loan service that allows you to get a loan at the ease of your home. To make the service even more convenient, we offer a ‘Gold Loan@Home’ mobile application using which customers can register their loan requests. The service is fast, flexible, and affordable as the interest rates are low. We also offer a gold loan calculator that gives you the ease of calculating the value of your gold or the loan amount before raising a loan request.

How will I benefit from this Gold Loan@Home service?

Right from offering quick gold loan approval to flexible repayment tenures, the ‘Gold Loan@Home’ service offers several benefits to the customers.

With this gold loan service,
– You don’t have to step out of your house neither you have to stand in the long queues.
– You can easily avail a gold loan from the comfort and privacy of your abode.
– Our Gold Loan@Home executives adhere to all the security protocols and safety precautions, ensuring that the entire gold loan evaluation process takes place smoothly.

Customers can also have benefits like instant amount transfer to their bank account, availing cash up to 2 Lakh against their gold jewellery, and much more.

In addition to this, there are no additional charges, low-interest rates, cash-backs, and exciting offers that can easily be availed by the customers.

How does the Gold Loan@Home service work?

The working of Gold Loan@Home is very simple. You can raise a gold loan request via the ‘Gold Loan@Home’ mobile application or just give us a call on the toll-free number 1800-202-1212.

One of our executives will get in touch with you and will be at your doorstep within 30 minutes. All the e-documentation and evaluation of the gold will be done at your home, after which, the required gold loan amount will be transferred directly to your bank account.

Please note that all our ‘Gold Loan@Home’ executives are COVID-19 safe and strictly adheres to all the necessary safety precautions as advised by the Government of India and WHO.

Is my gold safe with the ‘Gold Loan@Home’ service?

At Muthoot Finance, we are committed to offering you with a trustworthy service. With the ‘Gold Loan@Home’, you don’t have to worry about your gold as we assure full security of it. While in transit and in the locker, your gold is completely safe and secure with us.

Scheme Related Queries

About the loan

What are the different schemes available?

We offer a comprehensive range of schemes for our customers. You can select the scheme amount ranging from below a lakh to above 20 lakh, based on which the different types of schemes will be shown to you. You can have a look at the different schemes here

Is the service location-specific?

We offer a service locator to help our customers check service availability. You need to just enter the pin code of your location and check if the Gold Loan@Home services are available in your area. For more information, you can contact our customer service.

Are people with no bank accounts eligible for the loan?

Since we transfer the loan amount directly to the customer’s bank account, having a valid bank account is necessary.

However, for example, if your father wants to start a café business but has no bank account, you can take the loan under your name and account, using the ‘Gold Loan@Home’ service.

We want to give our customers the satisfaction of availing a gold loan with us and try our level best to make sure that no dreams are compromised upon. Please feel free to get in touch with us in case of any queries.

Do I need to have any particular reason to avail the loan?

We understand that one may require a loan at any point in life – to start a business, for a medical emergency, and so on. And, hence there are no constraints as to avail a gold loan. You can use the ‘Gold Loan@Home’ service for any valid purpose. All you need to do is tell us your reason, get the verification done at home, and we will transfer the required loan amount immediately.

How does the loan approval happen?

After you raise an instant gold loan request using the ‘Gold Loan@Home’ service, one of our executives visit your house. The evaluation of gold, e-documentation, KYC verification, and other processes are done by our loan executive at your home. After that, the loan amount will be disbursed to your bank account. Rest assured, our executive will take your leave only once you receive the loan amount.

Loan Transfer

Repay Your Loan

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