Select Scheme Amount

  • Gold Credit Scheme (GCS)
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    Gold Credit Scheme (GCS)
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    Starting at

    Base Rate 19%

    30 days-15%

    Upto 360 days -19%

    Above 360 days -21%

    (Including Penal Int. - 2% )

    Apply Now
  • High Value Retention (HVR)
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    High Value Retention (HVR)
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    Base Rate 24%

    30 days-9.9% / 90 days- 13% /180 days - 18%

    Upto 360 days -24%

    Above 360 days -26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot Advantage Product (MAP)
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    Muthoot Advantage Product (MAP)
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    Starting at

    Base Rate 24%

    180 days -15%

    Upto 360 days -24%

    Above 360 days -26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot Best Value (MBL)
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    Muthoot Best Value (MBL)
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    Base Rate 24%

    30 days-16% / 60 days- 20%/ 90 days- 22%

    Upto 360 days -24%

    Above 360 days -26%

    (Including Penal Int. - 2% )

    Apply Now
  • Overseas Remittance Scheme (ORS)
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    Overseas Remittance Scheme (ORS)
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    Starting at

    Apply Now
  • Highvalue Loan Scheme (MHL)
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    Highvalue Loan Scheme (MHL)
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    Starting at

    Base Rate 24%

    30 days-15% / 90 days- 18% /180 days -21%

    Upto 360 days -24%

    Above 360 days -26%

    (Including Penal Int. - 2% )

    Apply Now
  • Delight Loan Scheme (MDL)
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    Delight Loan Scheme (MDL)
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    Starting at

    Apply Now
  • Zero Interest Loan Scheme (ZIL)
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    Zero Interest Loan Scheme (ZIL)
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    Zero Interest Loan (Late fee @24% on delayed EMI amount)
    Apply Now
  • Best Value Scheme (BVS)
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    Best Value Scheme (BVS)
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    Starting at

    Base Rate 24%

    30 days-14% / 90 days- 16% /180 days -18%

    Upto 360 days - 24%

    Above 360 days - 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Mahila Loan Scheme (MML)
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    Mahila Loan Scheme (MML)
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    Starting at

    Base Rate 24%

    30 days-11.9% / 90 days- 18% /180 days -22%

    Upto 360 days - 24%

    Above 360 days - 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Advantage Loan Scheme
    (MAL)
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    Advantage Loan Scheme
    (MAL)
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    Starting at

    Base Rate 24%

    90 days- 18% /180 days -21%

    Upto 360 days - 24%

    Above 360 days - 26%

    (Including Penal Int. -2% )

    Apply Now
  • Interest Prepaid Loan
    Scheme (IPL)
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    Interest Prepaid Loan
    Scheme (IPL)
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    Base Rate 22%

    90 days- 16% /180 days -15%

    Upto 360 days - 12%

    Above 360 days 22%

    (Including Penal Int. - 2% )

    Apply Now
  • Super Loan Scheme
    (MSL)
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    Super Loan Scheme
    (MSL)
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    Starting at

    Base Rate 24%

    180 days - 21%

    Upto 360 days - 24%

    Above 360 days - 26%

    (Including Penal Int. -2% )

    Apply Now

Here’s What You Should Know

  • The interest rates may vary as per your location.
  • Overdue interest is chargeable as per the loan scheme. Read the details before applying for the scheme.

Any questions

we are here to help.

Additional Faqs
Frequently Asked Questions

If you get stuck somewhere

Do I need to repay the entire loan amount or just the interest on it?

Your loan repayment would include the principal loan amount and the interest that is levied on this loan amount. We constantly strive to offer our customers with a hassle-free experience and the best of services. With the ‘Loan@Home’ service, you are eligible to get a gold loan at the lowest rate. For more information, feel free to get in touch with us.

Is there any cashback on interest available?

We understand that customers look for various schemes and offers before applying for a gold loan. Keeping that in mind, we do offer several schemes on the gold loan that you are seeking.

Mainly, these offers are valid on the interest rate; one such scheme is the 5% cashback scheme on the interest. However, there are terms and conditions for the same. Please contact us for more details.

Do you charge interest on the processing fees as well?

No, we do not charge any extra or additional interest or fees. We only charge the required interest rate against the amount of the loan. Kindly note that if the executive asks for a processing fee, please do not pay and inform us immediately about the same.

Privacy Policy: Your contact information (Name, Email, Phone No, Select State, Select City, Pincode, Message) submitted will not be sold, shared or rented to others. We use this information to send updates about our company and projects and contact you if requested or find it necessary. You may opt out of receiving our communication by calling us on any of our above mentioned contact numbers or by clicking on the unsubscribed link mention in mail.