Select Scheme Amount

  • Loan at Home for New KYCs only (LAH) 
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    Loan at Home for New KYCs only (LAH) 
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    Rebate 9.75%

    30 days (12.25%) – 9.75% / 60 days
    (10%)-12% / 180 days (6%)-16%/270 days(2%) -20%/360 days(0%) 22%

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Zero Interest Loan Scheme (ZIL)
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    Zero Interest Loan Scheme (ZIL)
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    0% Interest

    24% for delayed EMI for the delayed Period

    Apply Now
  • Alliance Credit Line Scheme (ACL)
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    Alliance Credit Line Scheme (ACL)
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    Starting at

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Gold Credit Line Scheme (GCL)
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    Gold Credit Line Scheme (GCL)
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    Upto 12 Months

    Above 12 Months

    (Including Penal Int. – 2% )

    Apply Now
  • Ayush Gold Loan Scheme
    (AGL)
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    Ayush Gold Loan Scheme
    (AGL)
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    Rebate 1%

    30 days (23%)

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Win Back Scheme (WBS)
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    Win Back Scheme (WBS)
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    Rebate 6%

    180 days (18%) – 3% / 270 days (21%)

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Best Value Scheme (BVS)
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    Best Value Scheme (BVS)
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    Rebate 12.1%

    30 days (11.9%) – 9% / 90 days (15%) – 6%
    180 days (18%) – 3% / 270 days (21%)

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Balance Transfer – Bank Scheme (BTB)
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    Balance Transfer – Bank Scheme (BTB)
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    Rebate 12.1%

    30 days (11.9%) – 9% / 90 days (15%) – 6%
    180 days (18%) – 3% 270 days (21%)

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Balance Transfer – NBFS
    (BTN)
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    Balance Transfer – NBFS
    (BTN)
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    Rebate 10%

    30 days (14%) – 6% / 90 days (18%) – 3%
    180 days (21%)

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Take Over Scheme From NBFC
    (TON)
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    Take Over Scheme From NBFC
    (TON)
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    Rebate 6%

    90 days (18%) – 3% /
    180 days (21%)

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Mahila Loan Scheme (MML)
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    Mahila Loan Scheme (MML)
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    Rebate 12.1%

    30 days (11.9%) – 6% / 90 days (18%) – 2% /
    180 days (22%)

    Upto 360 days

    Above 360 days

    (Including Penal Int. – 2% )

    Apply Now
  • Take Over Scheme From Banks (TOB)
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    Take Over Scheme From Banks (TOB)
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    Rebate 9%

    90 days (18%) – 6% / 180 days (18%)- 3%
    / 270 days (21%)

    Upto 360 days

    Above 360 days

    (Including Penal Int. -2% )

    Apply Now
  • Muthoot Over Draft
    Scheme (MOS)
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    Muthoot Over Draft
    Scheme (MOS)
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    Upto 12 Months – 19%
    Above 12 Months – 21%

    (Including Penal Int. – 2% )

    Apply Now
  • High Value Plus Scheme
    (MHP)
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    High Value Plus Scheme
    (MHP)
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    Rebate 13%

    30 days (12%) – 7% / 60 days (18%)- 5%/
    90 days (20%) – 4% / 180 days (21%)- 2% / 270 days (23%)

    Upto 360 days – 25%

    Above 360 days – 27%

    (Including Penal Int. – 2% )

    Apply Now
  • Advantage Loan Scheme
    (MAL)
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    Advantage Loan Scheme
    (MAL)
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    Rebate 5%

    30 days (20%) – 3%
    90 days (22%) – 1%
    180 days (24%)

    Upto 360 days – 25%

    Above 360 days – 27%

    (Including Penal Int. -1% )

    Apply Now
  • Muthoot Take Over
    Scheme (TOS)
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    Muthoot Take Over
    Scheme (TOS)
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    Rebate 6%

    30 days (18%) – 4% / 90 days (20%)- 3%
    / 180 days (21%)

    Upto 360 days – 24%

    Above 360 days – 26%

    (Including Penal Int. -1% )

    Apply Now
  • Interest Prepaid Loan
    Scheme (IPL)
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    Interest Prepaid Loan
    Scheme (IPL)
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    3 Months – 16%

    After 3 Months – 22% p.a.

    6 Months – 15%

    After 6 Months – 22% p.a.

    12 Months – 12%

    After 12 Months – 22% p.a.

    Premature closure-22% p.a.

    Apply Now
  • Super Loan Scheme
    (MSL)
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    Super Loan Scheme
    (MSL)
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    Rebate 1%

    30 days (23%)

    Upto 360 days – 24%

    Above 360 days – 26%

    (Including Penal Int. -1% )

    Apply Now
  • Super Saver Scheme
    (SSS)
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    Super Saver Scheme
    (SSS)
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    Rebate 12.1%

    30 days (11.9%) – 9% / 60 days (15%)- 6% / 90 days (18%)

    Rebate 1%

    180 days (23%)

    Upto 360 days – 24%

    Above 360 days – 26%

    (Including Penal Int. -1% )

    Apply Now
  • High Networth Individual
    Scheme (HNI)
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    High Networth Individual
    Scheme (HNI)
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    Rebate 10%

    30 days (14%) – 8% / 90 days (16%)- 6%
    / 180 days (18%)

    Rebate 2%

    270 days (22%)

    Upto 360 days – 24%
    Above 360 days – 26%

    (Including Penal Int. -1% )

    Apply Now

Here’s What You Should Know

  • The interest rates may vary as per your location.
  • Overdue interest is chargeable as per the loan scheme. Read the details before applying for the scheme.

Any questions

we are here to help.

Additional Faqs
Frequently Asked Questions

If you get stuck somewhere

Do I need to repay the entire loan amount or just the interest on it?

Your loan repayment would include the principal loan amount and the interest that is levied on this loan amount. We constantly strive to offer our customers with a hassle-free experience and the best of services. With the ‘Loan@Home’ service, you are eligible to get a gold loan at the lowest rate. For more information, feel free to get in touch with us.

Is there any cashback on interest available?

We understand that customers look for various schemes and offers before applying for a gold loan. Keeping that in mind, we do offer several schemes on the gold loan that you are seeking.

Mainly, these offers are valid on the interest rate; one such scheme is the 5% cashback scheme on the interest. However, there are terms and conditions for the same. Please contact us for more details.

Do you charge interest on the processing fees as well?

No, we do not charge any extra or additional interest or fees. We only charge the required interest rate against the amount of the loan. Kindly note that if the executive asks for a processing fee, please do not pay and inform us immediately about the same.

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