Collection of Information
Any information that is asked for is collected only for internal use. The information is collected only when the user(s) register on our website, raise a loan request, fill an enquiry form, subscribe to our newsletter, and/or respond to a survey form. While locating the branch nearest to the user’s location, the user(s) will be asked to enter the area pin code. Please note that the pin code is used only to show the user(s) all the Loan@Home branches in that area and maybe saved in our database for internal use only. Other than this, filling up of any form may ask for personal details like the user(s) name, e-mail address, postal address, and phone number. Kindly note that we do not ask for any pin or password and the collected information is stored securely in our database and no third party have the right to access any of the information.
Use of the Collected Information
All of the information that we collect from our user(s) may be used in the following ways –
To enhance the user(s) experience:
Collecting information allows us to respond to the user(s) individual needs in a much faster way.
To improve our website:
We strive to cater to our user(s) with the best of experience while browsing our Loan@Home website. Based on the information and feedback received from the user(s), we can improve our website for a better experience.
To improve customer service:
The information collected from the user(s) enables us to respond to customer service requests, support needs and queries more effectively.
Other than these, the collected information may be also used to –
Information such as your postal address will be used only for addressing the service request. Since, the Loan@Home is a doorstep function, where the user(s) can avail gold loan at the comfort of their home; all the necessary information surrounding the postal address is required. The user(s) information is not exchanged, transferred, and/or given to any external sources without the consent of the user(s).
Send periodic emails:
The email information collected from the user(s) will be used only to send the user(s) any required updates regarding the service. The email may also be used to respond to the user(s) inquiries and/or any other requests.
Protection of the User(s) Information
Ensuring the privacy of our user(s) and their information is of utmost importance to us. Having implemented several security measures, we are enabled to maintain the safety of the user(s) personal information when they browse the website or submit any of the forms that have the user(s) personal data. No external resources have the authority to access any of our user(s) information whatsoever.
Using of Cookies
Cookies are small files that a site or its service provider transfers to the hard drive of the user(s) computer through the web browser, only if the user(s) allows to do so.
Disclosing of Information to Third Party
We, at Muthoot Finance Ltd, do not trade, transfer, and/or disclose any user(s) personal or financial information to third party sources, which at no point are associated with the organisation. The collected personal information is shared only with those who help us in operating the Loan@Home website and offer assistance in conducting the business, as long as they agree to the keep all the user(s) information confidential. Other than this, no information is disclosed to any external resource without the consent of our user(s). We take the non-disclosure of our user(s) personal and financial information very seriously and each of our Loan@Home staff strictly adheres to this policy.