At Muthoot Finance, we are committed to offering the best of services to our customers. With the Gold Loan@Home service, we offer our customers the flexibility of availing gold loans from the comfort of their homes. The starting range of our gold loan is ₹10,000, and there is no maximum limit set, giving customers the ease of availing the loan according to their needs. We offer instant loan disbursement to the customer’s bank account or give instant cash up to ₹2 lakh, along with easy loan repayment options, keeping the convenience of our customers in mind.

gold loan payment online
muthoot finance repayment icon

Repayment of Loan

Via the Muthoot WebPay facility or Gold Loan@Home mobile application customers can make payment of the gold loan online from anywhere anytime.

Muthoot WebPay is an online service that conveniently lets customers pay against their outstanding loans online. With Muthoot WebPay, you can easily pay your outstanding gold loan using your debit card or net banking facility. The customer needs to register or log in to the portal. After that, you can:-

  • Check all active loans
  • Check the transaction history of all active loans
  • Save on payment gateway charges, and consider paying for multiple loans in a single transaction
  • Withdraw available balance for MOS loans
  • Withdraw available extra amount on eligible loans (TOPUP)
  • Renew IPL Loans

The tenure of repayment depends on the scheme that the customer chooses. However, the minimum tenure of the gold loan repayment is 7 days, and the maximum tenure ranges from 12 months to 36 months, based on the scheme.

partial or part repayment of gold loan
gold loan online payment

Partial or Part Repayment

  • At Muthoot Finance, to re-pay a gold loan we also offer a part repayment facility. Customers can make a part payment of the loan along with the interest charged* via the Muthoot Finance Quick Pay portal.
  • The gold loan amount payment can be made online using our Gold Loan@Home mobile application.
*For instanceif the gold loan borrower has availed a loan of ₹1 Lakh for 3 months, he/she can pay an interest of say 20 days and an additional amount of ₹10,000 which will be considered as part payment of the loan. The amount is adjusted from the principal amount and further, interest will be charged only on the remaining amount of ₹90,000.

Digital Services that Customers can Avail

  • Gold Loan@Home  Mobile App
    Gold Loan@Home
    Mobile App
  • Aadhaar Card  Enabled E-KYC
    Aadhaar Card
    Enabled E-KYC
  • WebPay Facility
    WebPay Facility
  • Muthoot Digital
    Muthoot Digital

Benefits of Availing Gold Loan At home Service

  • muthoot doorstep gold loan service
    Doorstep gold
    loan service
  • instant money transfer
    Instant money
  • at home gold jewellery evalution
    At-home gold jewellery evaluation
  • gold loan interest rate icon
    Lowest interest
  • muthoot gold loan scheme icon
    A comprehensive
    range of schemes
  • 100% safety assured
    100% safety
  • safe gold custody
    Strong rooms for
    the safe custody of
    gold ornaments
  • 24x7 customer service
    24×7 customer
    service facility

Customers can check for their gold loan eligibility and other details of the gold loan in the loan policy section. They can also avail the benefit of using the gold loan calculator to check the loan amount that will be sanctioned based on their gold ornament or the net weight of gold jewellery required for the desired loan amount. To know more, click here!

Gold Loan Repayment

If you need some funds urgently, then applying for a gold loan is the best option. You can use the money to do many things, such as pay outstanding debts, pursue further education, or wedding. At Muthoot Finance, we understand the needs of our customers. We offer gold loans with lower interest rates for all our customers. The best part is that you need very little documentation to apply for a gold loan. Also, the Muthoot Finance gold loan takes very little time to process. It is the best solution to take care of your financial needs when in need of some money in a short span of time.

We offer our customers multiple online payment options to pay off the gold loan amount. You can also request changes in your loan tenure to make it easier.

Apart from this, customers also have the option to pay the interest upfront or after paying the principal loan amount. Additionally, customers can also request a change in the repayment tenure of their gold loan.

Availing a Doorstep Gold Loan is Now Simple.

Muthoot Finance offers the best gold loans at low-interest rates. You can choose from various options when applying for a gold loan. At Muthoot Gold Loan at Home, you can find the most suitable option that suits your unique needs. We ensure you have a hassle-free experience when availing a gold loan online from the comfort of your home.

Your Gold is Completely Safe and Secure with Muthoot Finance.

We understand the importance of your valuable gold. This is why we provide a specialized safe room with CCTV cameras to ensure the safety of your gold items.

We’ve Made Gold Loan Repayment Easy with the Gold Loan@Home app.

At Muthoot Finance, our customers are our number one priority. We make sure that they don't face any inconvenience when paying their loan amount. Customers can make a partial payment to pay their gold loan via Muthoot Finance Quick Pay portal where one needs to select the type of loan, and fill in basic loan details like loan type, loan number, branch code, customer ID, and mobile number to process the payment.

Further, customers can use other options like the Gold Loan@Home mobile application by Muthoot to pay off their gold loan amount. Customers can pay part of their loan amount along with the gold loan interest payment in case of a partial payment. Gold Loan@Home mobile application can be used to make payments online without visiting the branch. Customers can also use the mobile application to keep track of their payments and loan tenure.

Any questions

we are here to help.

Additional Faqs
Frequently Asked Questions

If you get stuck somewhere

Do I need to repay the entire loan amount or just the interest on it?

Your loan repayment would include the principal loan amount and the interest that is levied on this loan amount. We constantly strive to offer our customers with a hassle-free experience and the best of services. With the ‘Gold Loan@Home’ service, you are eligible to get a gold loan at the lowest rate. For more information, feel free to get in touch with us.

What is the tenure for the repayment?

Keeping the convenience of our customers in mind, we offer flexible tenure options that our customers can select from. There are different schemes that range from 6-months tenure to 12-months and more. It also depends on the loan amount that you request for and the interest rate levied on it.

What is part-payment of the loan? Is the same available with the ‘Gold Loan@Home’ service?

A part-payment (repayment) of the loan means repaying a portion of the borrowed amount before the tenure. There is no fixed amount for this. However, this amount is higher than the interest amount for the particular month. Part-payment of the loan helps in reducing the tenure, giving you some additional benefits.

Yes, with the ‘Gold Loan@Home’ service, you can avail the part-payment or part repayment facility at your convenience. For further queries, please fill the callback form; our executive will get in touch with you at the earliest.

How can I repay my loan using Gold Loan@Home app?

There are several ways to pay a gold loan. First, you can repay gold loans at any Muthoot Finance branch, irrespective of the location. Another way to repay the loan is online, through various digital payment services, including the Gold Loan@Home mobile application and the WebPay facility or using Paytm, Google Pay, PhonePe etc.

What are the gold loan repayment options?

Borrowers can use their gold as collateral to secure a loan based on their gold’s purity, weight, and current market rate at Gold Loan@Home. The interest rate and tenure offered may vary depending on the lender. Borrowers can choose a repayment method that is most suitable for their situation. There are several ways to repay the gold loan, including paying the principal amount and interest amount equally in monthly installments, making partial repayments based on fund availability throughout the tenure, and bullet repayment.

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