Gold Loan Transfers, Simplified

A gold loan transfer, also known as a takeover gold loan, is something that allows you to shift an ongoing loan from one lender to another. From saving a lot on the total payable interest to getting a higher LTV ratio, there are a number of benefits of transferring an existing gold loan to Loan at Home by Muthoot Finance.


Transfer your loan following these steps.

  • 01

    muthoot gold loan transfer offers

    Share the pledge form with us, after which a tailored offer based on the customer’s requirement will be suggested.

  • 02

    muthoot gold loan at home executive

    The customer will be offered personalised guidance regarding the same from our Gold Loan@Home executive.

  • 03

    muthoot gold loan at home executive

    The customer can update the KYC documents through the Gold Loan@Home mobile application or register for a home visit.

  • 04

    muthoot gold loan payment icon

    The principal amount will be paid by us. Customers only have to pay the difference, if any.


Get Loan Against Gold Jewellery

Life is full of opportunities; do not let them pass because of financial constraints. Get a gold loan instantly with a single call.

Your gold stays safe with us as you take advantage of every opportunity.








Benefits of Gold Loan At home

  • 24 x 7 access to your loan account

    24x7 access to muthoot gold loan account

    24 X 7 access to
    your loan account
  • wide range of  gold loan schemes

    muthoot gold loan scheme

    Wide range of
    gold loan schemes
  • same day release of your gold

    realase your gold loan ornaments

    Same day release
    of your Gold
  • part release  facility

    part release facililty

    Part Release
  • pre & part  payment facility

    pre part payment facility

    Pre & Part
    payment Facility
  • free insurance of  your gold

    free insurance of gold

    Free Insurance of
    your Gold
  • no hidden  charges

    maximum value of gold

    No Hidden
  • maximum value  for your gold

    Maximum value
    for your Gold
  • 30 min doorstep  service

    Doorstep gold loan

    30 min doorstep
  • gold loan  in just 1 visit

    muthoot gold loan at home

    Gold Loan
    in just 1 Visit
India's No1 most trusted finacial service brand

What is Gold Loan Transfer?

Gold loan balance transfer is a process using which a borrower can move an existing gold loan from one lender to another. Through the quick and hassle-free loan transfer facility, Muthoot Finance Loan at Home allows you to get your outstanding gold loan refinanced at lower interest rates. Also known as gold loan takeover, this facility helps you save a significant amount on the interest applicable to an ongoing loan. Other than this, it also comes with a number of benefits, such as higher loan amounts, flexible repayment schemes, better security of pledged gold assets, etc.

Why Transfer Your Gold Loan to Us?

Gold loan takeover was originally conceptualized to help people choose the best gold loan option available in the market. Here are a few benefits that you can avail by initiating the loan transfer process with us:

Documents Required

The following documents are required to initiate the gold loan transfer process:

  • The gold loan application form that has been filled
  • Identification Proof (Aadhaar Card, PAN Card, Passport, Driving Licence, or Voter ID, etc.)
  • Proof of Address (Utility Bill, Gas Bill, Water Bill, Passport, etc.)
  • Recent Passport-size Photographs of the Applicant

How It Works

To transfer an existing gold loan from your current lender to Muthoot Finance Loan at Home, you don’t have to arrange for the outstanding amount. You can get your loan shifted and start availing all the benefits we offer to our customers.

The loan transfer process involves a few quick and simple steps. These are:

Step 1: Share the pledge form of your existing gold loan with us. After this, an offer customised as per your specific requirements will be suggested to you.

Step 2: One of our representatives will reach out to you and provide personalised guidance regarding the same.

Step 3: Now you can upload all the KYC documents through the Loan at Home mobile application or schedule a home visit as per your convenience.

Step 4: Now, the principal amount of your ongoing loan will be paid. You only have to pay the difference, if there is any.

Any questions

we are here to help.

Additional Faqs
Frequently Asked Questions

If you get stuck somewhere

How does the loan approval happen?

After you raise an instant gold loan request using the ‘Gold Loan@Home’ service, one of our executives visit your house. The evaluation of gold, e-documentation, KYC verification, and other processes are done by our loan executive at your home. After that, the loan amount will be disbursed to your bank account. Rest assured, our executive will take your leave only once you receive the loan amount.

What are the loan disbursement options available with the ‘Gold Loan@Home’ service?

With us, the loan disbursement takes place instantly and the amount is directly transferred to your bank account. Since the entire loan transfer procedure takes place at the comfort and privacy of your home in your presence, there is 100% transparency. You can raise a loan request by giving us a missed call or via the ‘Gold Loan@Home’ mobile application.

Can the amount be transferred to the credit card?

No, the requested loan amount is transferred directly to your bank accounts. With credit cards, mobile wallets, and so on, there are chances of payments getting stuck due to server failure or similar issues. Since customer satisfaction is a priority for us, we do not want our customers to face any hassles with their gold loan. Hence, as part of our security protocols, we transfer the amount to the bank account. 

Can I transfer my loan from my existing lender? If yes, what is the procedure?

Yes, you can transfer your gold loan from the existing lender to your new gold loan account at Muthoot Finance Limited (MFL).

To shift your existing gold loan, you don’t have to arrange for the current due amount. All you have to do is share the pledge form of your existing gold loan and we will help you shift it to your MFL account. Along with this, customers who are transferring their gold loan from other financers to our account can avail all the benefits that MFL offers.

Is a gold loan transferable?

Yes, your gold loan can be transferred from one lender to another through a process called gold loan transfer or gold loan takeover. This is usually done to avail better loan terms, low interest rates, and higher security of gold assets. At Muthoot Finance, you do not need to arrange the current due amount but only have to share the pledge form of your existing loan amount to transfer your gold loan.

What is a Gold Loan Transfer?

A gold loan transfer, also known as a gold loan takeover, allows you to shift your existing gold loan from one lender to another. Transferring your existing gold loan to a reputed lender such as Muthoot Finance has many benefits. Muthoot Finance enables you to take advantage of its lower interest rates, improved services and flexible repayment options. Thus, a gold loan transfer can help you save money and improve your loan terms, making it a beneficial financial move.