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doorstep-gold-loan-schemes

Gold Loan Schemes Offered at Home by Muthoot Finance

At Muthoot Finance, we have an unparalleled legacy in the gold loans segment. Being India’s No. 1 Most Trusted Financial Services Brand*, we have the best gold loan schemes on offer at competitive interest rates, flexible repayment options, minimal documentation and much more to meet our customers' financial needs.

Select Scheme Amount

  • Muthoot Loan Mela
    (MLM)
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    Starting at

    1.90 Lakh - 5 Cr.

    Muthoot Loan Mela
    (MLM)
    Collapse

    Starting at

    1.90 Lakh - 5 Cr.

    Base Rate 24%

    1 month ROI @ 12.90% / 2 months ROI @ 15% / 3 months ROI @ 18% / 6 months ROI @ 24%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • High Networth Individual Loan
    (HNI)
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    Starting at

    50 Lakh - 5 Cr.

    High Networth Individual Loan
    (HNI)
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    Starting at

    50 Lakh - 5 Cr.

    Base Rate 24%

    1 month ROI @ 10.50% / 2 months ROI @ 15% / 3 months ROI @ 18% / 6 months ROI @ 24%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Aqua Farmer Loan
    (AFL)
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    Starting at

    99 K - 10 Lakh.

    Aqua Farmer Loan
    (AFL)
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    Starting at

    99 K - 10 Lakh.

    Base Rate 24%

    6 months ROI @ 14%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • High Value Relationship
    (HVR)
    Expand

    Starting at

    10 Lakhs - 5 Cr.

    High Value Relationship
    (HVR)
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    Starting at

    10 Lakhs - 5 Cr.

    Base Rate 24%

    1 month ROI @ 10.90% / 2 months ROI @ 15% / 3 months ROI @ 18% / 6 months ROI @ 24%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot Advantage Plus
    (MAP)
    Expand

    Starting at

    5 Lakhs - 5 Cr.

    Muthoot Advantage Plus
    (MAP)
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    Starting at

    5 Lakhs - 5 Cr.

    Base Rate 24%

    6 months ROI @ 15%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot Best Value Loan
    (MBL)
    Expand

    Starting at

    1,500 - 2 Lakh

    Muthoot Best Value Loan
    (MBL)
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    Starting at

    1,500 - 2 Lakh

    Base Rate 24%

    1 month ROI @ 16% / 2 months ROI @ 20% / 3 months ROI @ 22% / 6 months ROI @ 24%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Overseas Remittance Scheme
    (ORS)
    Expand

    Starting at

    2 Lakh - 1.5 Cr.

    Overseas Remittance Scheme
    (ORS)
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    Starting at

    2 Lakh - 1.5 Cr.

    Base Rate 24%

    1 month ROI @ 10.90% / 3 months ROI @ 18% / 6 months ROI @ 21%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot High Value Loan
    (MHL)
    Expand

    Starting at

    50,000- 5 Cr.

    Muthoot High Value Loan
    (MHL)
    Collapse

    Starting at

    50,000- 5 Cr.

    Base Rate 24%

    1 month ROI @ 15% / 3 months ROI @ 18% / 6 months ROI @ 21%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot Delight Loan
    (MDL)
    Expand

    Starting at

    5 Lakh - 5 Cr.

    Muthoot Delight Loan
    (MDL)
    Collapse

    Starting at

    5 Lakh - 5 Cr.

    Base Rate 24%

    1 month ROI @ 11.90% / 2 months ROI @ 15% / 3 months ROI @ 18% / 6 months ROI @ 24%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot Best Value Scheme
    (BVS)
    Expand

    Starting at

    50,000- 5 Cr.

    Muthoot Best Value Scheme
    (BVS)
    Collapse

    Starting at

    50,000- 5 Cr.

    Base Rate 24%

    1 month ROI @ 14% / 3 months ROI @ 18% / 6 months ROI @ 21%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot Mudra Loan
    (MML)
    Expand

    Starting at

    1,500 - 1,00,000

    Muthoot Mudra Loan
    (MML)
    Collapse

    Starting at

    1,500 - 1,00,000

    Base Rate 24%

    1 month ROI @ 11.9% / 3 months ROI @ 18% / 6 months ROI @ 22%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. - 2% )

    Apply Now
  • Muthoot Advantage Loan
    (MAL)
    Expand

    Starting at

    50,000- 5 Cr.

    Muthoot Advantage Loan
    (MAL)
    Collapse

    Starting at

    50,000- 5 Cr.

    Base Rate 24%

    3 months ROI @ 18% / 6 months ROI @ 21%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. -2% )

    Apply Now
  • Muthoot Super Loan
    (MSL)
    Expand

    Starting at

    1,500 - 5 Cr.

    Muthoot Super Loan
    (MSL)
    Collapse

    Starting at

    1,500 - 5 Cr.

    Base Rate 24%

    6 months ROI @ 21%

    Upto 12 months ROI @ 24%

    Above 12 months ROI @ 26%

    (Including Penal Int. -2% )

    Apply Now

Some of the top doorstep gold loan schemes offered by Muthoot Finance include:

For all the doorstep gold loan schemes at Muthoot Finance, you will get maximum loan value, quick loan disbursal after verification, gold storage in vaults, 24*7 assistance and a lot more in the comfort of your homes.

Advantages of Muthoot Finance Doorstep Gold Loan Scheme

  • 1 Convenience: One of the biggest advantages of our doorstep gold loan schemes is the convenience they offer. With doorstep service, you don't have to visit our office to apply for a loan. Instead, our own loan executive will come to your place, and you can complete the entire process from the comfort of your home.
  • 2 Quick Approval: Another advantage of doorstep gold loan schemes by Muthoot Finance is that these come with quick approval. Once you submit your gold as collateral, we will assess its value and once approved, you can get the loan amount within 10 minutes to a maximum of 24 hours.
  • 3 Low Interest Rates: Doorstep gold loan schemes by Muthoot Finance typically offer lower interest rates compared to other types of loans. This makes them an attractive option for those who need quick access to funds but don't want to pay high interest rates.
  • 4 Easy Eligibility Criteria: Our gold loan at home schemes have simple eligibility criteria, making them accessible to a large number of people. You need to be 21 years or above, have valid identity proof, and possess gold items that meet our set eligibility criteria.
  • 5 Flexible Repayment Options: Muthoot Finance doorstep gold loan schemes offer flexible repayment options, making it easier for borrowers to repay the loan on time. You can choose to repay the loan in monthly instalments or make a lump sum payment.

Here’s What You Should Know

  • The interest rates may vary as per your location.
  • Overdue interest is chargeable as per the loan scheme. Read the details before applying for the scheme.

Any questions

we are here to help.

Additional Faqs
Frequently Asked Questions

If you get stuck somewhere

Do I need to repay the entire loan amount or just the interest on it?

Your loan repayment would include the principal loan amount and the interest that is levied on this loan amount. We constantly strive to offer our customers with a hassle-free experience and the best of services. With the ‘Gold Loan@Home’ service, you are eligible to get a gold loan at the lowest rate. For more information, feel free to get in touch with us.

Is there any cashback on interest available?

We understand that customers look for various schemes and offers before applying for a gold loan. Keeping that in mind, we do offer several schemes on the gold loan that you are seeking.

Mainly, these offers are valid on the interest rate; one such scheme is the 5% cashback scheme on the interest. However, there are terms and conditions for the same. Please contact us for more details.

Do you charge interest on the processing fees as well?

No, we do not charge any extra or additional interest or fees. We only charge the required interest rate against the amount of the loan. Kindly note that if the executive asks for a processing fee, please do not pay and inform us immediately about the same.

What is a gold loan scheme?

A gold loan scheme is to cater to the needs of a borrower. Each scheme comes with different features like tenures, interest rates etc. Based on the borrower requirement he/she can choose the appropriate gold loan scheme.

Which gold loan scheme is the best ?

At Muthoot Finance Gold Loan@Home, we offer the best doorstep gold loan schemes. As we have curated our various gold loan schemes keeping in mind the needs of different people coming from distinct sections of the society. There are schemes for business people like Muthoot Big Business Loan (Elite) and Muthoot Big Business Loan (Diamond) where the loan’s starting range is from ₹50 Lakh and ₹25 Lakh and going up to ₹5 Crores, then there are schemes for people coming from humble backgrounds like Muthoot One Percent Loan where the loan amount starts from just ₹1500 and goes till ₹50k. To know more about every scheme, you can get in touch with us.

What are some of the gold loan schemes that Gold Loan@Home Finance offers to suit its customers from different income groups?

We offer an array of doorstep gold loan schemes including Gold Credit Line, Rural Gold Loan, etc, tailored to suit customers from all different income groups. There are schemes for big businessmen, small business owners, rural people, lower income groups and so on. Some of the top gold loan schemes are Muthoot One Percent Loan, Delight Loan Scheme, Muthoot Big Business Loan Elite. All the schemes have different affordable interest rates and loan amounts so that the needs of each customer are catered to effectively. You can contact us for more details.

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