Confirm Your Location
Muthoot Gold Loan@Home Team
Safety measure followed by us to ensure your well being.
- Usage of Mask
- Sanitization Of
India is one of the largest importers of gold in the world, and this precious metal is known to have great sentimental value in the country. Buying gold on special occasions is not only considered auspicious but is also one of the safest and most popular investment options. Due to the consistently rising market rates of gold, people invest a major part of their earnings in gold. This way, one can ensure better returns over a period of time as compared to other investment options. Other than this, gold ornaments can also be used to get over any urgent financial crisis. The concept of availing aloan against gold ornaments is centuries-old, and a gold loan is still considered one of the best financing options. Earlier, people used to keep their gold jewellery as collateral with traditional moneylenders. Nowadays, financial institutions like banks or NBFCs have come into the picture, and the process has become a lot more streamlined.
The best thing about availing a loan against gold jewellery is that these funds can be used for several different purposes, such as educational expenses, business expansion, home renewal, travel, etc. With a simplified application process and quick disbursal, one can easily avail a gold loan and get over a temporary cash crunch. Lower interest rates and flexible repayment options are among the best advantages of taking out a gold loan. However, one of the biggest concerns that a borrower might have is regarding the safety of the pledged gold ornaments. While availing a gold loan, most people find themselves wondering if their gold ornaments are safe or not. Here is the answer to this common question:
While applying for a gold loan, one must always choose a reliable creditor. Renowned financial entities always ensure the highest level of security for all the pledged gold ornaments of their customers. If you choose to avail a gold loan with Muthoot Finance, you don’t have to worry about the safety of your ornaments that are being used as collateral. They use a 7-layer security system for all the pledged gold items by their customers. For ultimate protection, Muthoot Finance uses cutting-edge technology to establish these vaults far inside the edifice. They are sealed in tamper-proof packaging and then stored in a highly secured safety locker. Other than this, each Muthoot Finance branch is under constant CCTV surveillance for round-the-clock monitoring and to offer maximum safety.
Let’s explore each layer to understand the comprehensive security measures implemented by Muthoot Finance.
By incorporating these seven layers of security, Muthoot Finance demonstrates its commitment to ensuring the highest level of protection for its premises, assets, and customers. This comprehensive security system not only deters potential threats but also provides a secure environment for employees and customers alike. Muthoot Finance’s investment in cutting-edge security measures underscores its dedication to maintaining the trust and confidence of its stakeholders.
If you fulfill the gold loan eligibility criteria at Muthoot Finance, then by default your gold is secured in the locker without any further documentation or charges.
When you choose to keep your gold ornaments in a traditional bank locker, the bank does not take any responsibility for any kind of loss in case of theft, floods, fire, earthquakes, or any other incidents. On the other hand, you can have peace of mind with a gold loan safety locker. As all the pledged items are weighed, documented, marked, and sealed when the loan gets sanctioned, they remain insured for the entire tenure of your gold loan. If any such thing happens, you will not have to bear any losses.
Muthoot Finance offers a number of loan schemes at the most competitive interest rates. With their loan-at-home facility, you can also avail a gold loanwithout having to step out of your house. You can apply online and get your loan sanctioned in no time. Register for a home visit today.
This is a “Gold Milligram Reward” customer reward program in which transactions with the Muthoot Group are rewarded with reward points. One Gold Milligram reward point equals one 24 ct Milligram Gold. Any of their existing customers who refer a NEW customer to Muthoot Finance / Group (the consumer must be new to Muthoot Finance) will receive 20 Milligram reward points per referral. The redemption is subject to the following Terms & Conditions. Follow the link below for better clarity on Muthoot Milligram Reward.