Transfer your loan following these steps.

  • 01

    muthoot gold loan transfer offers

    Share the pledge form with us, after which a tailored offer based on the customer’s requirement will be suggested.

  • 02

    muthoot gold loan at home executive

    The customer will be offered personalised guidance regarding the same from our Loan@Home executive.

  • 03

    muthoot gold loan at home executive

    The customer can update the KYC documents through the Loan@Home mobile application or register for a home visit.

  • 04

    muthoot gold loan payment icon

    The principal amount will be paid by us. Customers only have to pay the difference, if any.


Get Loan Against Gold Jewellery

Life is full of opportunities; do not let them pass because of financial constraints. Get a gold loan instantly with a single call.

Your gold stays safe with us as you take advantage of every opportunity.








Benefits of Loan@Home

  • 24x7 access to muthoot gold loan account

    24 X 7 access to
    your loan account
  • muthoot gold loan scheme

    Wide range of
    gold loan schemes
  • realase your gold loan ornaments

    Same day release
    of your Gold
  • part release facililty

    Part Release
  • pre part payment facility

    Pre & Part
    payment Facility
  • free insurance of gold

    Free Insurance of
    your Gold
  • maximum value of gold

    No Hidden
  • Maximum value
    for your Gold
  • Doorstep gold loan

    30 min doorstep
  • muthoot gold loan at home

    Gold Loan
    in just 1 Visit

Any questions

we are here to help.

Additional Faqs
Frequently Asked Questions

If you get stuck somewhere

How does the loan approval happen?

After you raise an instant gold loan request using the ‘Loan@Home’ service, one of our executives visit your house. The evaluation of gold, e-documentation, KYC verification, and other processes are done by our loan executive at your home. After that, the loan amount will be disbursed to your bank account. Rest assured, our executive will take your leave only once you receive the loan amount.

What are the loan disbursement options available with the ‘Loan@Home’ service?

With us, the loan disbursement takes place instantly and the amount is directly transferred to your bank account. Since the entire loan transfer procedure takes place at the comfort and privacy of your home in your presence, there is 100% transparency. You can raise a loan request by giving us a missed call or via the ‘Loan@Home’ mobile application.

Can the amount be transferred to the credit card?

No, the requested loan amount is transferred directly to your bank accounts. With credit cards, mobile wallets, and so on, there are chances of payments getting stuck due to server failure or similar issues. Since customer satisfaction is a priority for us, we do not want our customers to face any hassles with their gold loan. Hence, as part of our security protocols, we transfer the amount to the bank account. 

Can I transfer my loan from my existing lender? If yes, what is the procedure?

Yes, you can transfer your gold loan from the existing lender to your new gold loan account at Muthoot Finance Limited (MFL).

To shift your existing gold loan, you don’t have to arrange for the current due amount. All you have to do is share the pledge form of your existing gold loan and we will help you shift it to your MFL account. Along with this, customers who are transferring their gold loan from other financers to our account can avail all the benefits that MFL offers.

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