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Select the type of calculator and know how much money you can get over your ornaments.

This option of the Gold Loan Calculator helps you in finding out how much gold/jewellery you will require for the loan. All you need to do is enter the required loan amount. The necessary information regarding the quantity of gold and its purity will be given.

For e.g. if you require a loan of ₹15,00,000, then the Gold Loan Calculator will evaluate the required gold weight in grams along with its purity in carat.

This option of the Gold Loan Calculator helps you in finding out how much gold/jewellery you will require for the loan. All you need to do is enter the required loan amount. The necessary information regarding the quantity of gold and its purity will be given.

For e.g. if you require a loan of ₹15,00,000, then the Gold Loan Calculator will evaluate the required gold weight in grams along with its purity in carat.

Todays per Gram Gold Rate

3,000.00

Required Loan Amount

Gold purity

KT

Bangles

Gold purity

KT

*Please note that as per the RBI guidelines, the net weight is calculated by deducting weight of all the stones and other non-gold fixtures on the ornaments.

Required Gold in Grams

Net weight*
Total Loan Amount

Amount

What is a Loan Calculator?

The Loan@Home loan calculator lets you calculate the loan amount you can borrow against your gold. The calculator also has an option of calculating the amount of gold that you would need to get the loan amount you require. Easy to use, the Gold Loan Calculator is a hassle-free and convenient way of calculating loan eligibility.

how it works?

Working of the Loan Calculator

The working of this loan calculator is quite simple. You can calculate your loan eligibility in two ways:

1.When the Required Loan Amount is known
  • Step 1
    Select the ‘Required Loan Amount’ option.
  • Step 2
    Enter the loan amount. Using the gold purity slider, set the purity of your gold (for eg. 18 KT). The net weight of the required gold will be shown in grams.
  • Step 3
    Click on the ‘Apply for Loan’ button
  • Step 4
    Fill the details in the form. Make sure to fill the ones marked (*) accurately.
  • Step 5
    Wait for our callback to register the home visit.
2.To check for loan amount through ornament details
  • Step 1
    Select the ‘Loan Through Ornament Details’ option.
  • Step 2
    Enter the details of your gold such as the type of ornament.
  • Step 3
    Using the gold purity slider, enter the purity of your gold (for example 18 KT)
  • Step 4
    Once you enter the net weight, the loan amount that you can avail against your gold will be shown. The net weight of the gold ornaments is required in grams.
  • Step 5
    Click on the 'Apply' button, fill the details in the form, and submit. We will call you at the earliest

Benefits of Loan@Home

  • Loan@Home
    Mobile App
  • POS / Swipe
    Machines
  • Aadhaar Card
    Enabled E-KYC
  • WebPay Facility
  • Muthoot Digital
  • Doorstep gold
    loan service
  • Instant money
    transfer
  • At-home gold jewellery evaluation
  • Lowest interest
    rate
  • A comprehensive
    range of schemes

Any questions

we are here to help.

Additional Faqs
Frequently Asked Questions

If you get stuck somewhere

How do I know if my loan request has been approved?

Once you check for your loan eligibility using the gold loan calculator, you will get an option to apply for the loan. Fill in the details and submit the form. One of our experts will get in touch with you to discuss everything about your loan request. Feel free to connect with us in case of any queries.

How is the ‘loan through ornament details’ different from the ‘required loan amount’ option?

Here, the loan calculator allows you to find out the loan amount you will be getting against your gold. You have to enter the details asked regarding the ornaments (type, purity, etc.) and the loan amount that will be sanctioned based on the jewellery will be calculated.

For example, if you have 200 grams of gold, based on the gold purity, the loan calculator will evaluate the net weight of the gold in grams, and the loan amount that you can avail will be shown.

What is the ‘required loan amount’ option?

This option of the gold loan calculator helps you in finding out how much gold/jewellery you will require for the loan. All you need to do is enter the required loan amount and gold purity, and the necessary information regarding the net weight of the gold will be shown to you.

For example, if you require a loan of ₹ 15 lacs, the gold loan calculator will evaluate the net weight of your gold (in grams) which is required to avail the required loan amount.

Is the loan calculator available in the ‘Loan@Home’ mobile app?

Yes, the ‘Loan@Home’ mobile app has the Loan Calculator feature to help you calculate your loan eligibility from anywhere. The working of the calculator remains the same*. All you have to do is download the app from the Play Store (Android) or App Store (iOS) and use it at your convenience.

*Please refer to the ‘working of the loan calculator’ section to see the steps to be followed.

Yes, the ‘Loan@Home’ mobile app has the Loan Calculator feature to help you calculate your loan eligibility from anywhere. The working of the calculator remains the same*. All you have to do is download the app from the Play Store (Android) or App Store (iOS) and use it at your convenience.

*Please refer to the ‘working of the loan calculator’ section to see the steps to be followed.

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