Are people with no bank accounts eligible for the loan?

Since we transfer the loan amount directly to the customer’s bank account, having a valid bank account is necessary.

However, for example, if your father wants to start a café business but has no bank account, you can take the loan under your name and account, using the ‘Loan@Home’ service.

We want to give our customers the satisfaction of availing a gold loan with us and try our level best to make sure that no dreams are compromised upon. Please feel free to get in touch with us in case of any queries.

Do I need to have any particular reason to avail the loan?

We understand that one may require a loan at any point in life – to start a business, for a medical emergency, and so on. And, hence there are no constraints as to avail a gold loan. You can use the ‘Loan@Home’ service for any valid purpose. All you need to do is tell us your reason, get the verification done at home, and we will transfer the required loan amount immediately.

How does the loan approval happen?

After you raise an instant gold loan request using the ‘Loan@Home’ service, one of our executives visit your house. The evaluation of gold, e-documentation, KYC verification, and other processes are done by our loan executive at your home. After that, the loan amount will be disbursed to your bank account. Rest assured, our executive will take your leave only once you receive the loan amount.